Compliance your members can trust — built for SACCOs, priced for inclusion

Why Modern Integrated is bringing this to you

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You already know Modern Integrated Business Solutions — the integrated-technology partner that organisations across the region rely on to keep their systems running, and a long-standing Microsoft technology partner. They know how you operate. So when the compliance pressure on SACCOs became impossible to ignore, they went looking for a solution they could put their own name behind — and chose to partner with Anqa Compliance.

That carries the weight of a recommendation from a partner with a reputation to protect — one who has done the diligence on Anqa so you don’t have to, and who stays alongside you throughout. Anqa provides and runs the platform.

The problem you’re living with

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Your cooperative regulator and financial intelligence unit now expect real AML/CFT controls, not paperwork — and across Africa and Asia, FATF and grey-list pressure has only raised the bar (why that’s happening). Yet the tools on the market were built for banks: priced for banks, and blind to how a SACCO actually moves money — the salary-deduction cycle, the common bond, the member who’s been with you for twenty years. You’re being asked to meet a bank’s standard on a cooperative’s budget, with software that doesn’t understand cooperatives.

That’s the gap Modern Integrated set out to close for you — read AML compliance for cooperative banks and SACCOs.

What Anqa is

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Anqa is a unified AML/CFT platform — one system covering onboarding, screening, monitoring, investigation and regulatory reporting — purpose-built for institutions in emerging markets, and designed around a single principle: financial inclusion is impossible without compliance inclusion. See the full picture on the microfinance & cooperative compliance page, and find your market in the country AML intelligence (30+ countries across Africa and Asia).

Why it fits a SACCO — specifically

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Built for cooperatives from the ground up: the rules are pre-configured for the patterns a SACCO actually generates, and your own compliance team can adjust them without waiting on a vendor:

• Transaction Monitoring tuned to the salary cycle — it flags member activity that doesn’t match the payroll calendar, the single most SACCO-specific control there is, plus deposit smurfing across linked accounts, dormant-account reactivation and rapid deposit-then-withdrawal.
• Sanctions & PEP screening calibrated for an employer-based common bond — where structural PEP exposure is real and routine.
• Member onboarding (eKYC) and SIM-swap / impersonation detection for mobile-enabled cooperatives.
• Case Management that produces the defensible STR file your examiners expect, with reporting to your FIU.

And it’s priced for a cooperative — consumption-based, no platform fees, no minimums, no lock-in (see how we price). You pay for what your members actually generate, not for a balance sheet ten times your size.

Backed by a New Zealand tier-1 FATF governance framework, EU data residency in Germany (ISO 27001), and recognised under the Microsoft Global Enterprise Innovation Program. More about Anqa.

The ask — and it’s a small one

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Start with a conversation, set up by the people you already work with — see the platform first, then decide in your own time.

1. Watch the 3-minute demo — see the platform before you spend a minute on a call.
2. Ask Modern Integrated for a 20-minute walkthrough — tailored to your SACCO, with no obligation. They’ll bring Anqa to the table and stay alongside you. Prefer to reach Anqa directly? Talk to us.

Want to go deeper first?

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• AML guide for microfinance & cooperatives
• Find your country’s AML profile · FATF ratings for Sub-Saharan Africa
• A–Z of financial-crime red flags
• How our screening methodology works
• Free AML courses · AML glossary