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Free AML & Compliance Training

A structured compliance curriculum built for the realities of emerging markets. Five FATF-aligned learning tracks — all free, all assessed, all certificated.

1

Fundamentals & The Risk-Based Approach

Why these rules exist — and what money laundering actually looks like in your market.

Southern Economies context: In the Global South, the threat often looks different — trade-based money laundering, mobile money structuring, and hawala networks rather than complex offshore shells. Training must reflect this reality before it can be acted on.
Certificate Mobile Money

AML in Practice: Safeguarding Our Economies from the Inside

A foundational AML course covering the mechanics of money laundering, customer due diligence, transaction monitoring, suspicious activity reporting, and the regulatory framework. Five modules with a final assessed examination.

~60–75 min · 75% pass mark · 30 questions
Coming Soon Mobile Money

Local Typologies: Mobile Money, Hawala & Trade-Based Laundering

Region-specific examples of how money is laundered across Sub-Saharan Africa and South Asia — through agricultural payments, informal value transfer systems, and mobile wallet structuring. Designed to ground the RBA in real-world emerging market patterns.

Coming Soon

The Risk-Based Approach: Allocating Compliance Resources Effectively

How to design and apply a risk-based approach that focuses finite compliance resources on the highest risks — rather than treating every customer the same. Covers risk scoring, tiered controls, and how to justify RBA decisions to regulators.

2

Customer Identification — KYC & CDD

Knowing your customer: from simplified due diligence to beneficial ownership.

Southern Economies context: The biggest practical challenge in emerging markets is the absence of formal ID and verifiable addresses. Effective KYC training must address proportionate regulation — enabling financial inclusion through tiered KYC while concentrating enhanced scrutiny on high-value corporate clients.
Certificate Real Estate

AML & Sanctions for Kenya's Real Estate Sector

POCAMLA-focused course for estate agents, developers, and lawyers. Six modules covering sector-specific risk, CDD obligations, beneficial ownership, sanctions screening, and reporting requirements under Kenya's AML framework.

75% pass mark · 30 questions
Certificate Real Estate

AML & Sanctions for Real Estate in Emerging Economies

DNFBP obligations for real estate professionals across Africa and Asia. Six modules on transaction risk, CDD for high-value property, beneficial ownership identification, and the regulatory landscape across key emerging market jurisdictions.

75% pass mark · 30 questions
Certificate NGOs

AML & Sanctions Compliance Training for NGOs

Built for the specific risk environment of NGOs and not-for-profit entities. Six modules on ML/TF risks for NGOs in high-risk jurisdictions, partner due diligence, sanctions screening, and sector-specific regulatory obligations.

45–55 min · 75% pass mark
Certificate

Customer Due Diligence: Essentials for Emerging Markets

Standard CDD and Simplified Due Diligence (SDD) frameworks designed for emerging market realities — covering identity verification without formal documents, tiered onboarding, and how to meet regulatory standards while supporting financial inclusion.

80% pass mark · 30 questions
Certificate

Enhanced Due Diligence & Politically Exposed Persons

EDD protocols for high-risk clients — Politically Exposed Persons, grey-listed jurisdiction customers, and complex corporate structures. Includes source of wealth and source of funds verification procedures relevant to emerging market institutions.

80% pass mark · 30 questions
Certificate

Ultimate Beneficial Ownership: Seeing Through Shell Structures

Identifying who actually owns or controls a company behind layers of nominee directors and shell firms. Covers FATF Recommendation 24, regional UBO registry requirements, and practical techniques for penetrating complex ownership chains.

80% pass mark · 30 questions
3

Sanctions & Targeted Financial Sanctions

Screening, asset freezing, and proliferation financing — your legal obligations.

Southern Economies context: Proliferation financing and sanctions evasion are growing risks in emerging market correspondent banking. Exposure is not merely reputational — for institutions with USD correspondent relationships, a sanctions breach can be existential. Training must be practitioner-grade, not theoretical.
Certificate Practitioner

Gatekeepers: A Practitioner's Sanctions Compliance Course

Six modules for financial institution staff and compliance analysts. Covers the architecture of the international sanctions system, customer screening, alert investigation, confirmed match procedures, and the regulatory framework governing sanctions obligations.

80% pass mark · 30 questions
Certificate Senior Level

Strategic Sanctions Leadership

Advanced course for compliance managers and MLROs. Six modules on sanctions programme design, risk governance, complex investigations, crisis management, board communication, and performance management. Recommended prerequisite: Gatekeepers or equivalent experience.

80% pass mark
Certificate

Proliferation Financing: Weapons, Controls & Your Obligations

Training on preventing the financing of weapons of mass destruction — a FATF priority under Recommendation 7. Covers UN Security Council resolutions, the indicators of proliferation financing risk, and the practical controls institutions must implement.

80% pass mark · 30 questions
Certificate Mobile Money

Digital Assets, Crypto & AML — The VASP Framework

How AML/CFT obligations apply to virtual asset service providers and digital asset platforms. Covers FATF R.15, the Travel Rule, VASP definitions, wallet screening, red flag indicators, and the emerging regulatory landscape for crypto in Africa and Asia.

80% pass mark · 30 questions
4

Transaction Monitoring & Reporting

Red flags, SARs, and the legal framework for reporting — where the detective work happens.

Southern Economies context: Red flag patterns in emerging markets differ significantly from Western norms. Structuring through mobile wallets, agricultural payment cycles, and remittance corridors require monitoring frameworks calibrated to local transaction behaviour — not imported templates.
Reference Tool Mobile Money

A to Z of Financial Crime Red Flags

Comprehensive alphabetical reference covering more than 80 red flag indicators across customer behaviour, transaction patterns, business structures, and jurisdictional risk. A practical tool for alert review, CDD, and staff training — not a course, but an always-available reference.

Certificate Mobile Money

Transaction Monitoring: Building Effective Alert Frameworks

How to design, calibrate, and operate a transaction monitoring programme that reflects the actual risk profile of your customer base — including mobile wallet behaviour, seasonal cash flows, and remittance patterns common in emerging market institutions.

80% pass mark · 30 questions
Certificate

Writing Effective SARs and STRs for Your FIU

How and when to file a Suspicious Activity Report or Suspicious Transaction Report with your national Financial Intelligence Unit. Covers the legal threshold for reporting, the structure of an effective SAR narrative, and common errors that reduce FIU utility.

80% pass mark · 30 questions
Certificate

Tipping-Off: Legal Obligations & Practical Protocols

The legal danger of telling a customer they are under investigation — and the practical systems that prevent accidental disclosure. Covers the tipping-off offence under national AML legislation, internal communication protocols, and how to manage customer-facing staff during an active investigation.

80% pass mark · 30 questions
5

Governance & Local Regulatory Context

The AMLCO role, national risk assessments, record keeping, and board-level accountability.

Southern Economies context: As FATF mutual evaluations intensify across Africa and Asia, institutions need leadership and governance structures aligned with their national risk assessment — not just operational checklists. The AMLCO's personal liability makes this group's training non-negotiable at every seniority level.
Certificate Practitioner

Three Lines of Defence: Guardians at the Gate

Six modules examining the three lines of defence model in AML, sanctions, and financial crime risk. Covers governance architecture, the roles and responsibilities of each line, how they interact, and the structural failures that expose institutions to regulatory action.

80% pass mark · 30 questions
Certificate Senior Level

The Strategist's Edge: Mastering Financial Crime Risk

Advanced course for senior compliance professionals addressing free trade zone risk, trade-based money laundering, and sanctions evasion — three of the most technically demanding areas of financial crime compliance and the most significant risks in emerging market correspondent banking.

Reference Tool

AML & Sanctions Compliance Glossary

Reference glossary of key terms across AML, sanctions, and financial crime compliance — regulatory terminology, technical concepts, jurisdiction-specific definitions, and abbreviations that appear throughout compliance frameworks and regulatory guidance.

Reference Tool Mobile Money

Anqa AML Smart Screen: Watchlist Screening Methodology

Technical explanation of how Anqa's screening algorithm works — name matching logic, confidence threshold calibration, and false positive reduction without compromising effectiveness. For compliance professionals evaluating or overseeing automated screening infrastructure.

Certificate Senior Level

The AMLCO: Role, Independence & Personal Liability

The AML Compliance Officer's legal role, the independence requirements that protect their function, and the personal liability they carry under national AML legislation. Designed for current and aspiring AMLCOs across Africa and Asia, where personal liability frameworks are tightening.

80% pass mark · 30 questions
Certificate

National Risk Assessments: Applying Your Country's NRA

How to read and apply your country's National Risk Assessment — the document that defines the specific money laundering and terrorist financing risks your institution is expected to address. Covers how the NRA shapes the regulatory expectations that govern your compliance programme.

80% pass mark · 30 questions

Need More Than Training?

For institutions that need automated KYC, real-time sanctions screening, and audit-ready reporting — Anqa Compliance is built for you. Request a consultation to see the platform.

Request a Consultation